AML/CTF & Risk Management for Virtual Asset Businesses

Designing anti-money laundering and risk frameworks that meet UAE Federal Law, FATF standards, and global crypto regulations.

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Overview

Virtual assets are high-risk, high-reward — and regulators know it. Authorities from the UAE Central Bank (CBUAE) to VARA, FSRA, DFSA, SCA, and global regulators like ESMA (MiCA), MAS (Singapore), and FinCEN (U.S.) require VASPs to implement robust anti-money laundering (AML), counter-terrorist financing (CTF), and risk management frameworks.

Failure to comply doesn’t just risk fines — it can lead to licence suspension, reputational damage, and criminal liability. At CRYPTOVERSE Legal, we design AML/CTF programs and risk frameworks tailored to your business, ensuring full alignment with regulatory obligations and global best practice.

Our AML/CTF & Risk Services

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AML/CTF Policies & Manuals

  • Drafting AML/CTF compliance manuals tailored to UAE Federal Law No. 20 of 2018 & Cabinet Decision 10 of 2019.
  • FATF-aligned AML programs with clear procedures for onboarding, monitoring, and escalation.
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KYC/CDD/EDD Frameworks

  • Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) workflows.
  • Beneficial ownership and PEP (Politically Exposed Person) screening.
  • Sanctions checks & adverse media monitoring.
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Travel Rule Compliance

  • Designing policies for FATF Travel Rule implementation.
  • Vendor evaluation & integration support (Notabene, TRISA, Sumsub, etc.).
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Risk Management Frameworks

  • Enterprise-wide risk register tailored to crypto operations.
  • Risk assessments for custody, DeFi, cross-border payments, and token issuance.
  • Ongoing risk monitoring & incident response playbooks.
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Monitoring & Reporting

  • Suspicious Transaction Report (STR/SAR) templates.
  • On-chain monitoring advisory (Chainalysis, Elliptic, TRM Labs integration).
  • Periodic compliance testing & internal audits.

Training & Governance

  • Compliance team and board-level training programs.
  • Appointing & supporting MLROs, Compliance Officers, and Risk Managers.
  • Fit-and-proper support for key AML officers.

Why AML/CTF Compliance Matters

  • UAE: CBUAE mandates AML/CTF for payment token services; VARA enforces AML compliance across VASPs; DFSA/FSRA impose FATF-based AML regimes.
  • EU (MiCA + AMLD6): Extends Travel Rule to crypto; AML authority (AMLA) to supervise CASPs by 2027.
  • Singapore (MAS): AML notices PSN02/07 require KYC/CDD, Travel Rule, and suspicious activity reporting.
  • Hong Kong (SFC): AML/CTF obligations mirror securities law — with stricter requirements for trading platforms.
  • U.S. (FinCEN): VASPs treated as money service businesses (MSBs) with federal registration and AML programs.

Crypto is under FATF’s global spotlight — AML/CTF is the number one focus area for regulators worldwide.

Key Deliverables

Our AML/CTF & Risk engagements include:

  • AML/CTF Compliance Manual (UAE Federal & FATF-aligned)
  • Risk Register for virtual asset operations
  • STR/SAR template library & escalation procedures
  • Travel Rule policy & integration roadmap
  • On-chain monitoring advisory pack
  • Board & Compliance Officer training decks

Why work with us?

Deep Knowledge of UAE Regulators

Compliance mapped to VARA, FSRA, DFSA, CBUAE, and SCA rulebooks.

Global Standards Expertise

Our frameworks align with FATF, MiCA, MAS, and FinCEN expectations.

End-to-End Service

From drafting manuals to training teams, auditing frameworks, and engaging regulators.

Technology-Ready

Advice on integrating RegTech and blockchain analytics tools.

Protect your licence, reputation, and business — build AML/CTF that works.

Book an AML/CTF Consultation →

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